Have you ever reached the end of the month with almost nothing in your pocket and bank account? If so, you’re not alone. In fact, many Indians, often with large families, are living pay cheque-to-pay cheque. It can be one of the hardest cycles to break. Below are some tips on how to spend your month end happily and without worries.
Know Your Exact Budget
The biggest trick to help you spend less than you earn is to know exactly what you are earning and exactly where are you spending. It sounds simple, but
When taking home loan one should keep in mind while going in for home loans
* – Decide how much loan you wish to borrow.
* – Pick between Floating Rate and Fixed Rate.
* – If interest rates are likely to go up in fixed, they are t come down in floating.
* – Benefits
* o 80C – 15 Lakhs
* o Sec 24 – 2 Lakhs.
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