+91 8050574007
- Budget
- Business
- CoVID19
- Diwali
- Economics
- Economy
- ESOPS
- Financial Planning
- Insurance
- Investing Overseas
- Investment
- Life Hacks
- Markets
- Portfolio Management Services
- Retirement Planning
- Tax
- Wealth
Sovereign Gold Bonds – All You Need to Know
For Indians, gold is one evergreen investment – the love for which never fades. There are some problems with gold investment – the biggest being
What is the corpus required for a monthly income of Rs 1 lakh?
Whether you are retiring soon or plan to retire after a few years, generating a monthly income of Rs 1 lakh will not happen automatically.
NRIs: Income Tax aspects on renting out a property in India
If you are an NRI and wondering what you should do with your residential flat in India, you are at the right place. NRIs want
When should you start planning for your retirement?
A distance of 100 miles begins with a single step. The saying holds true for everything big in your life – retirement planning is no
5 Financial Planning Mistakes You May Be Making
Financial planning is a long-term process. There are many actions you need to do on the journey. Most of you are not financial experts. Hence
How should NRIs file a tax return? All they must know
Many NRIs are unsure about income tax filing rules and go wrong with taxation. As an NRI, you need to file an income tax return
Financial Planning for Child’s Education
“Education is the passport to the future, for tomorrow belongs to those who prepare for it today.” – Malcolm In India, everyone firmly believes that
Investing globally: Options for Indian Residents
Investors in the 21st century should be well-informed and aware of different markets’ performance. Today, there are no geographical boundaries for investors, and they can
Strategies To Ensure A Retirement Plan With Regular Income
Bucket Strategy Based on when you’ll need to access the funds, the bucket technique splits your retirement savings into three buckets. Its goal is to
Best Investment Options for NRIs in India in 2022
The Indian Market Over the last few decades, India has experienced tremendous economic growth to become the fifth largest economy in the world. This makes
How can you prepare for threatening financial situations?
Life is unpredictable – that is the least we can say about life. Though you cannot predict what will happen in the future, you can
5 Things an NRI Must Know About Bank Fixed Deposits
Central banks around the globe are increasing interest rates. It is likely that now you can get better returns on fixed deposits. Hence, NRIs looking
NRIs: Where to invest for one’s child’s overseas education
As an old generation NRI, you may have lived a large part of your life in India, and you would want to spend your post-retirement
Do you need financial planning?
Have you planned any trips? We are sure you have. If you want to go on a vacation from Delhi to Goa, how do you
I sold my company, how do I secure my family’s future?
Introduction Life is beautiful and exciting. It also comes with a lot of uncertainties. We cannot do anything about life’s uncertainties, but we can prepare
Returning NRIs: Will my NRE bank fixed deposits be tax-free on return?
Introduction Indians staying abroad plan to make investments in India. However, when it comes to tax implications, they are clueless. Every investor should know the
Your last chance to avail these Tax Benefits
Your last chance to avail these Tax benefits You are aware of the deadlines for submitting investment proof to the employer. You’re also aware that
New Taxation Regime – Budget 2022-23
This year’s budget has not introduced any major changes but there are a few changes that we have to look out for and we will
Financial Planning Tips to Fulfil Your Child’s Overseas Education Dream
As parents, you must have always encouraged your child to study hard for an excellent, bright future. And if your child has been dreaming to
Financing your child’s overseas education through ESOPs
ESOPs are a priceless tool for attracting and retaining talent at start-ups and MNCs. Many of us working here get ESOPs in overseas companies. Since
How to Select the Right Portfolio Management Service for You?
Portfolio Management Schemes (PMS) have done well, so you may be looking to invest in one of them. Since the minimum investment into a PMS
Everything you need to know about taxation of ESOPs
Employee Stock Ownership Plans(ESOPs) and Restricted Stock Units (RSUs) have been a great wealth creator for many employees who benefited from them. It’s hardly surprising
Investing beyond India
If you are investing in Indian stocks and assets, you might as well expand internationally. For three reasons: the prudence of forex diversification, participation in
Yes, there’s a better way to spend your Diwali bonus!
Security beats uncertainty. Light triumphs darkness. Hope prevails over fear. And that is the reason for this season. We at Right Horizons are inspired by
5 Things to ask when hiring a financial planner
The financial planning ecosystem is incredibly complex. The space is vulnerable to anyone with minimum qualifications. But, to glean out the financial planner who works
5 Healthy financial practices post-COVID
New rules for the new world order What’s the easiest, most certain way to achieve your financial goals even in uncertain times? Healthy financial habits.
Choose wisely – Annuity options for retirement
The hard-earned retirement corpus secured in accounts such as the NPS, PPF, and/or the EPF is the final nest egg for public or private sector
Lessons from the CoVID 19 Lockdown
The CoVID19 pandemic and the consequent lockdown has brought in a humbling experience to many of us, including individuals and/or businesses thought to be foolproof
NOT a Contagion – Impact of the FT Debt Debacle
Introduction Last week, Franklin Templeton India funds, in the debt category, went into freeze with investors in 6 of the large schemes locked out of
FAQs on EMI Moratorium – Most questions answered
The EMI Holiday package announced by RBI on account of CoVID19 has raised many questions with respect to applicability, coverage, eligibility, and impact. We
STOP – Should you use the EMI Holiday?
RBI Announcement for CoVID19; Impact for borrowers A 3-month moratorium for borrowers of all kinds. Lending institutions are “permitted” to grant a moratorium on installments
Housewife’s guide to managing money
The Indian household has an unwritten rule – that the quintessential home maker is the home minister (and perhaps also the Prime minister) and the
This 20th Century formula still works, try it…
This is the digital age. The transaction on money – savings, investment, shopping, payments, loans and salaries are all now happening via electronic medium. This
Come April 1, keep these in mind NRIs
Budget 2020 and action items for nrisfirst came the shock and that followed by some clarifications. Nris, it appeared would be taxed on the global
Your Checklist On Taxes For The Financial Year End!
We are just a few days to go before this financial year (2019-20) comes to a close. Though you have time till July 31st, 2020
What should I keep in mind while going in for home loans?
When taking home loan one should keep in mind while going in for home loans * – Decide how much loan you wish to borrow.
Planning for my child’s Overseas Education?
* – Overseas education is becoming the first option for many people. * – Research courses, fees, institutes and talk to other parents. * –
How much health insurance cover should I take?
* The highest form of risk is a medical risk. * The inflation is higher than normal. * One needs to take cover post exit
What is the best time to exit my stock options?
* Many clients come to me on how they get it wrong. * By selling when it goes up, they don’t have the opportunity to
When should I exercise my ESOPs?
-Most of the time, people look at the exit point in the esop and not the exercise period. -Since there is a significant tax liability
What facts should I consider before Investing in debt funds?
Debt Funds have a whole range of options to choose from FRF to Liquid to Income to GSec Talk to our certified “Senior financial planning
Fixed asset allocation vs dynamic asset allocation Which is better?
Fixed asset allocation vs. dynamic asset allocation. Which is better? Having the right asset allocation has been proven to deliver the best risk return Talk
Should I invest in NPS?
Should I invest in NPS? NPS or the National Pension Scheme is relatively a recent introduction by the government. The NPS helps individuals to plan
What are the Investment options available for retirement planning?
The traditional way of planning for retirement is to buy a pension product. Buying a pension product suffers from a few disadvantages. Firstly, most pension
How do I retire early
Let me give you an example of myself. I had a goal of retiring from corporate life and getting into the entrepreneurship mode at the
Market volatility with changes
What are the different ways to manage market volatility. There are three ways to reduce risk : firstly, you can reduce risk by diversification. As
Is a no risk product available in the market
There is nothing like a no risk product. Let me give you and example. We normally consider government bonds are risk free. Investors into government
How do I plan for my child’s higher education?
– For most parents giving your child a good education is a priority. – You need to have an estimate of the possible requirement. –
Common mistakes in managing money
There are many mistakes people make when it comes to managing their money. Watch Anil Rego, Founder & CEO of Right Horizons Financial Services, give
How do I make money quick on markets?
Watch expert Financial advisor – Anil Rego, Founder and CEO of Right Horizons Financial Services give his views on making quick money in the market.
PMS vs. MF? Which is better?
PMS vs. MF? Which is better? Portfolio Management Services (PMS) is investment option in which you appoint fund manager to manage your funds In a
How do I teach my children value for money?
How important is it to teach your children value for money? Watch Anil Rego, Founder & CEO of Right Horizons Financial Services, discussing how you
Make an entrepreneurship venture a success
What ingredients can make your entrepreneurship venture a success? Watch Anil Rego, Founder & CEO of Right Horizons Financial Services, revealing these key ingredients. Follow
Tips to move from employment to entrepreneurship
Tips to move from employment to entrepreneurship Anil Rego, Founder & CEO of Right Horizons Financial Services, highlights certain things to be kept in mind
How much of term cover should I take?
What is the ideal term cover to be financially secure? Watch Anil Rego, Founder & CEO of Right Horizons Financial Services, highlight how much term
What is the ideal retirement corpus one should have?
What is the ideal retirement corpus one should have? – The retirement corpus that you require at retirement would differ from person to person. –
What should I bear in mind on the financial front while advancing from employment to startup mode?
What should I bear in mind on the financial front while advancing from employment to startup mode? – Congratulations and best wishes to being an
Golden days for Gold
Golden days … I remember those days,? One day I was just searching for something like a letter in the cupboard of my bedroom. Suddenly
How to spend your month-end happily?
Have you ever reached the end of the month with almost nothing in your pocket and bank account? If so, you’re not alone. In fact,
Are new fund offers make good investment option?
If you are a mutual fund investor, one of the ways to invest is through New Fund Offers or NFOs. When a mutual fund comes up with a
The Ultimate Secret Of FINANCIAL PLANNING
We all knows the game called Kahn Banger Crorepati Show Host – Amithab bachan ! And crorepati cheque has taken by only one women
Sukanya Samriddhi Scheme
Source : Aditya Birla sun life Reach us at 9845399780 or contactus@righthorizons.com Visit www.righthorizons.com
Should you invest in NPS?
National Pension Scheme (NPS) is a retirement scheme. You can contribute to it voluntarily and build a corpus. This will be invested in the markets
Stop Paying Money to Hospitals
Shekar was extremely upset with the hospital bill. He did not know what to do. A small mistake had cost him a lot. His 5
Hey Woman! Take Charge Of Your Finances To Be Truly Independent
Some Facts and Stats Lack of sufficient funds and home responsibilities largely come in the way of women’s aspirations to start their own business/venture as
Review Your Portfolio Before Investment Decisions In A Bear Market
Vinay’s portfolio has taken quite a beating. He had purchased YES Bank at a price of around Rs. 450 per share about 8-9 months back.
Tax Rebate upto Rs 5 lakh: The real story
Ever since Interim Budget 2019, there is some confusion on whether there is income tax relief given to all citizens or not. Some
How to be tax-free with Income up to Rs 10 lakh
The Interim Budget 2019 may not have directly touched the income tax slab rates, but a small tweak in income tax rebate is virtually
Market: 2k18 “The year gone by”..
2018 was one of the most difficult year for investors as benchmark Nifty gave only 3.2% whereas broader markets like Mid cap and Small caps
The General Elections in India to pave the way forward
Every general elections year is always a volatile year as you get huge moves in Index on both the sides and 2019 is not going
ELSS vs Equity Diversified Mutual Funds
Life is all about competition. Who is the best? Are you good or is your friend better? There is competition even among personal finance products.
Loan Against Mutual Funds
There are times in life when you just have to take loans- for a medical emergency, a marriage or a much-needed holiday. You would most
Mutual Funds Better Than FD?
Mahesh is 31 years and works as a lecturer in a top private college. He is well paid and earns Rs 13 Lakhs a year.
ELSS Saves Tax And Makes You Rich
Heard this great saying by former US President Richard Nixon? “Make sure you pay your taxes; otherwise you can get in a lot of trouble.”
China Digs a Trench for the U.S. Trade Siege
The average disposable income of city-dwellers totaled 27,430 yuan over the first nine months of last year, according to government data.