Every Investments are made with specific needs. Some investment avenue are links to life cover as investment, Risk level – market linked and traditional, Sector level exposure, Capital guaranteed.

Investment Avenues - Overview

Every Investments are made with specific needs. Some investment avenue are links to life cover as investment, Risk level – market linked and traditional, Sector level exposure, Capital guaranteed. Each investment avenue liked to risk and returns. We need to be careful while choosing the avenue thinking of post tax returns, Risk, our goals , long term and short term. A well diversified portfolio will optimize your returns with assumption of minimal risk

Insurance Overview

A contract (policy) under which a corporation (the insurer) provides financial protection against losses to an individual, business or organization (the insured) in exchange for periodic payments of a sum of money, known as a premium.

There are two kinds of insurance:

     ::   Life Insurance

     ::   General Insurance

Life insurance:

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individuals or individuals death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums.

General Insurance:

General insurance or non-life insurance policies, including health, automobile and homeowners policies, provide payments depending on the loss from a particular event. General insurance typically comprises any insurance that is not determined to be life insurance.