Have ther been times when you have look at your bank balance and wondered where all the money went?

As a new investor, you should always look out for avenues which would give you good returns over a period of time. Especially if you are young, you can afford to take risk at ones early years. Avenues such as SIPs in to Equity and Equity oriented funds are a good options for a new investor. However, it is still important to achieve some diversification.