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| | | | Needs | | Debt Funds
| Most investment products have delivered negative returns in recent times. And, investors are sitting tight on cash, not knowing where to invest. Given this scenario, a quick look at various debt instruments which seem attractive at this stage.
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| | Real Estate
| Find out how much is the carpet area. The more the carpet area, the better. However, if carpet area is too high, it would compromise on the common area infrastructure. A legal due diligence is vital – the risk is higher for land purchases.Go for a home loan even if you do not need one – the bank does its own legal due diligence.
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| | Childrens Education and Marriage
| Life insurance plans help in servicing various needs in an individual financial planning exercise. One such need happens to be planning for his childrens future. Planning for your child’s future has assumed some relevance mainly because of the uncertain and volatile investment climate that we are witnessing today therefore child plans have emerged as a popular choice among insurance seekers in recent times.
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| | Retirement Planning
| We offer you a professional advice in planning your retirement (not necessary at 58, means from corporate life, or if wanted your vocation as profession and like not to disturb your living standard as of today) , which would ensure you a greater stability and tension free life during your retirement period.Giving financial security when you need the most.
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| | Health Planning
| Health Insurance benefits are that it will cover hospital cash benefit, major surgical benefit, domiciliary treatment benefit, benefit at the end of the policy term and death benefit.The premiums paid will qualify for an income-tax deduction under Section 80 D. This means that individuals can claim a tax deduction of up to Rs 15,000 a year and senior citizens up to Rs 20,000 a year.
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